Frequently Asked Questions About Outsourcing Employee Benefits

Your need-to-know FAQs on employee benefits.

Outsourcing employee benefits can be time consuming and confusing. We can help.

A few frequently asked questions – and answers – for those interested in learning more about outsourcing your employee benefits to certified* pros.

As a benefits consultant, Axcet gives smaller businesses access to employee benefits on par with those offered by larger companies. Smaller companies typically would not be able to afford these benefits on their own. Axcet helps employers create optimal benefits packages for their employees, with the payback being increased employee satisfaction, reduced turnover, more competitive recruiting and a healthier team.

Yes. Most employees don’t “speak benefits,” so we clearly communicate the benefit package to your team members to ensure they understand their options and can choose the benefits that best fit their personal needs. Axcet’s benefits options typically include health, dental, vision, disability and life insurance, as well as an employee assistance plan, health savings accounts (HSA) and flexible spending accounts (FSA).

As a general rule, most insurance carriers require that the employer contribute at least 50% of the employee health insurance premium. The employer is not required to contribute to the cost of dependent coverage.

Some benefits may be available to employees who work as few as 25 hours per week.

COBRA applies to employer groups that averaged 20 or more full-time employees during the previous calendar year. COBRA compliance regulations apply to the employer, not to the insurance company. Potential civil and regulatory penalties for COBRA noncompliance can be considerable.

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Why Axcet?

PEO in Kansas City

Let’s face it.  When it comes to managing HR, you have choices.  So, why choose Axcet?

We believe in trust, relationships, and an undying commitment to our clients’ success.

We believe experience and expertise matter when you’re faced with tough choices and need a trusted advisor to help.

We believe we’re at our best when we’re helping your business grow in ways you couldn’t have imagined.

If we sound like a company you’d like to partner with, let’s talk.

Gerald Jerry Diddle President and Founder Axcet HR Solutions

Got PEO Questions? Start a Conversation.

Grow your business 7-9% faster with 10-14% less turnover with a PEO. Axcet has been helping Kansas City businesses for more than 30 years. Grow with us starting today.

Schedule a consultation with Axcet today.

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