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PEO Health Insurance & Employee Benefits

Delivering exceptional PEO health insurance and diverse employee benefits to help your business attract, retain and nurture top talent.

Why Axcet for PEO Insurance & Employee Benefits

At Axcet HR Solutions, we understand that attracting and retaining top talent requires more than just a paycheck. That’s why we offer comprehensive employee benefits that rival those of large corporations, all within a budget that small to medium businesses can afford.

Our PEO health insurance, combined with a complete suite of optional employee benefits, provides your team with the security and support they need to thrive.

From Employee Assistance Programs (EAP) and 401(k) plans to group life and accidental death and dismemberment, dental and vision coverage, health care and dependent care FSAs, and HSAs, Axcet delivers big business benefits with a personalized touch.

How We Do It

As an IRS certified PEO, we have the ability to pool our clients’ employees into a single group to create buying power with insurance providers, giving smaller companies access to better coverage at lower rates.

Smaller companies often turn to us, not only for Fortune 500-level employee benefits but also for turnkey PEO health insurance plan administration and to remain compliant with benefits-related regulations.

Discover how our tailored benefits packages can help you create a healthier, more engaged workforce.

Thinking about PEO health insurance and a full employee benefits package? Reach out »

Partnering with Axcet for PEO health insurance costs no more than dealing directly with an insurance broker. But it dramatically reduces the time required to find and evaluate benefit options while providing extensive support and personalized employee benefit plan services.

PEO Health Insurance

At Axcet HR Solutions, we take the complexity out of health insurance for small businesses. We partner with United Healthcare and all the other major carriers to offer a broad portfolio of health plans, providing you with unparalleled options and flexibility.

Our portfolio includes several different plan options, each with dozens of iterations, ensuring that we can find the perfect fit for your business's unique needs.

Discover how our PEO health insurance solutions can transform your employee benefits strategy »

Our extensive range of plans ensures that you can choose the best coverage options for your employees. 

Whether it's different deductible levels or varied employer contribution levels, we offer the flexibility you need to design a benefits package that aligns with your business goals.

Our experienced benefits consultants will do the shopping for you. We analyze the market and winnow down the choices to three to four plans that make the most sense for your business. 

If there’s something better than United Healthcare, we’ll find it. 

Our goal is to provide you with the best possible options, ensuring comprehensive coverage at competitive rates.

Your dedicated benefits consultant works with you to select your PEO health insurance plan and will handle all aspects of the administration. 

From ensuring compliance with relevant regulations, including the Affordable Care Act, to managing benefits renewals and new hire onboarding, we take care of the details so you can focus on your business.

New clients can get PEO health insurance within 30 days of signing on, which is typically the amount of time required to complete the necessary paperwork. 

Plus, you don’t have to wait for the open enrollment period. Our flexibility allows you to sign on at any time, providing immediate access to the benefits your employees need.

With Axcet HR Solutions, you can offer Fortune 500-level PEO health insurance benefits, attract and retain top talent, and ensure your business stays competitive and compliant.

Group Dental & Vision Plans

In today’s competitive job market, comprehensive dental and vision coverage is essential for attracting and retaining top talent. At Axcet HR Solutions, we provide group dental and vision plans as part of our PEO insurance packages that rival those of larger firms, ensuring your small business remains competitive.

Reach out today to learn about our affordable PEO insurance plans »

Dental hygiene is directly linked to overall health, making dental coverage a critical component of any benefits package. 

Axcet’s dental plans are provided through one of the country's most recognized dental insurance providers. 

Our plans include 100% coverage for preventive care within a nationwide network, including for children 12 and under. 

Offering dental benefits supports your employees' health and helps reduce absenteeism, showing your commitment to employee well-being.

Vision coverage is another low-cost, high-value benefit that can significantly enhance your employee benefits package. 

Axcet’s vision plans include annual eye exams, contact lens coverage, discounts on Lasik eye surgery and new glasses every 12 months. 

Unlike many vision insurance products that only cover new glasses every other year, our PEO insurance plan for vision ensures your employees have access to the vision care they need on a more frequent basis.

With 92% of larger firms including dental and vision plans in their benefits packages, smaller companies that don’t offer these benefits may struggle to compete for top talent. 

Partner with Axcet HR Solutions to level the playing field and provide your team with the essential dental and vision benefits they deserve. 

Our group plan pricing and extensive coverage options make it easy and affordable for your small business to stay competitive and support your employees’ overall health.

Group Life & AD&D Insurance

Ensuring your employees' peace of mind is a crucial part of a comprehensive benefits package. At Axcet HR Solutions, we offer group life and accidental death and dismemberment (AD&D) as part of our PEO insurance solutions, providing essential financial security for your team and their families.

Partner with Axcet HR Solutions to offer robust group life and AD&D insurance as part of your PEO insurance package »

Our group life insurance plans offer your employees and their loved ones financial protection in the event of the unexpected. 

This coverage provides a lump sum payment to beneficiaries, helping them manage expenses such as mortgage payments, education costs and daily living expenses during a difficult time. 

By offering life insurance as part of your PEO insurance package, you show your commitment to your employees' long-term financial well-being and their family's future.

In addition to life insurance, we provide AD&D coverage, which offers financial protection in case of severe accidents resulting in death or significant injury. 

This PEO insurance provides benefits for accidental loss of life, limb, sight, speech or hearing, giving your employees extra security and peace of mind.

Plan enrollees also have access to a legal document center where they can receive assistance with creating a will and making plans to ensure their loved ones are financially protected. 

This resource helps employees manage their legal and financial affairs in the event of their death or the loss of a limb that prevents them from performing their job functions.

At Axcet HR Solutions, our Group Life and AD&D PEO insurance plans ensure your employees have the necessary financial security, helping you build a dedicated and loyal workforce.

Group Short-Term & Long-Term Disability Insurance

Providing comprehensive disability benefits is essential for supporting your employees during challenging times.

At Axcet HR Solutions, we offer group short-term and long-term disability insurance to help replace a portion of lost wages when employees are unable to work due to a non-work-related medical event.

Partner with Axcet HR Solutions to provide your employees with the essential short-term and long-term disability insurance they need »

Short-term disability insurance provides replacement income for employees who are temporarily unable to work due to medical conditions, from minor injuries to significant health events such as childbirth. 

This coverage kicks in after paid time off runs out, ensuring employees continue to receive income during their recovery period.

For more severe or long-lasting medical conditions, long-term disability insurance offers continued financial support. 

This coverage begins after short-term disability benefits are exhausted, providing employees with a steady income during extended periods of absence from work due to serious health issues or catastrophic diagnoses.

We understand that every employee's needs are different. 

That’s why we offer a variety of plan options, allowing employees to choose the coverage that best fits their individual circumstances and ensures their family's financial well-being.

Employee Assistance Plan (EAP)

An Employee Assistance Plan (EAP) provides essential support to employees and their immediate family members, helping them address personal matters that may interfere with daily life and work. 

At Axcet HR Solutions, our EAP is available to all employees and everyone in their households, free of charge, regardless of their enrollment in any other Axcet products.

Partner with Axcet HR Solutions to offer this vital support service and foster a healthier, more productive workplace »

Our EAP offers free, confidential professional counseling available 24/7, 365 days a year. 

This service helps employees manage stress, anxiety, depression and other mental health issues, promoting overall well-being and a healthier work-life balance.

For Axcet clients, the EAP helps lower healthcare costs, reduce absenteeism and improve staff productivity. 

By addressing personal issues that affect work performance, our EAP supports a more focused and engaged workforce.

In addition to counseling, our EAP includes concierge services to assist with personal needs. 

Whether searching for childcare providers, managing household finances or dealing with issues related to aging parents or teenage children, our concierge service provides personalized solutions to meet employees' specific criteria.

Employers can also refer employees to the EAP to address performance, attendance, or other job-related issues, ensuring that support is available when it’s needed most.

Providing an EAP demonstrates your commitment to the holistic well-being of your employees, helping them navigate life's challenges more effectively.

Health Care Flexible Spending Account

At Axcet HR Solutions, we offer health care Flexible Spending Accounts (FSAs) as part of our comprehensive employee benefits package.

FSAs are a valuable tool that allows employees to manage their healthcare expenses more effectively.

Partner with us to give your employees the financial tools they need to manage their medical expenses efficiently »

With an FSA, salary deferral contributions are fully pre-funded at the beginning of each year, making those dollars available immediately for employees to use. 

This feature ensures that employees can cover medical expenses as they arise without waiting for funds to accumulate.

Axcet incurs the financial risk associated with pre-funding FSAs on behalf of our clients, allowing small businesses to offer this valuable benefit without bearing the burden of potential financial risk.

We simplify FSA administration through world-class technology and mobile access, making it easy for employees to manage their accounts, submit claims, and access funds. 

Our user-friendly systems streamline the process, reducing the administrative load on employers and enhancing the overall experience for employees.

Dependent Care Flexible Spending Account

Managing dependent care expenses can be a significant challenge for employees. At Axcet HR Solutions, we offer dependent care Flexible Spending Accounts (FSAs) to help alleviate this burden while simplifying administration for employers.

Partner with Axcet HR Solutions to provide your employees with the support they need to manage dependent care expenses effectively »

Axcet’s employee benefit plan services remove the administrative headaches associated with dependent care FSAs. 

We handle all aspects of plan management, including stringent documentation that meets exacting IRS standards, claims processing and compliance with ever-changing laws.

Small and medium-sized companies benefit from Axcet’s turnkey and cost-free approach to dependent care FSAs. 

We collect all premiums, manage reporting and billing and oversee the entire plan. 

This comprehensive service allows you to offer valuable benefits to your employees without the associated administrative burden.

Health Savings Account (HSA)

Offering Health Savings Accounts (HSAs) is a smart way to help your employees manage their healthcare expenses and save for future medical costs. At Axcet HR Solutions, we make it easy for small and medium-sized businesses to provide this valuable benefit.

Partner with Axcet HR Solutions to offer HSAs and give your employees a powerful tool to manage their healthcare costs »

Axcet provides comprehensive benefit plan administration for HSAs at no additional cost. We handle all aspects of managing these accounts, ensuring a seamless experience for both employers and employees.

There are no fees associated with managing an HSA through Axcet. This cost-effective approach makes offering HSAs an easy decision, allowing you to enhance your employee benefits package without incurring extra expenses.

HSAs offer employees a tax-advantaged way to save for healthcare expenses, both current and future. Contributions to an HSA are tax-deductible, and the funds can be used tax-free for qualified medical expenses. 

Additionally, any unused funds roll over year to year, providing long-term savings benefits.

401(k) Retirement Plans

Offering a 401(k) retirement plan is a key component of a competitive employee benefits package. At Axcet HR Solutions, we simplify 401(k) management for small businesses, ensuring a cost-effective and comprehensive solution.

Partner with Axcet HR Solutions to provide a top-tier 401(k) plan, supporting your employees’ long-term financial well-being without the administrative and compliance burdens »

Managing 401(k) plans on your own can be expensive due to setup charges and legal fees. Axcet handles every aspect of setup, oversight and administration at no additional cost, saving your business money.

Our 401(k) plans offer after-tax and pre-tax contribution options, along with a robust investment lineup. 

These customizable plans are designed to meet your company’s specific needs and objectives.

Employees benefit from 24/7 online access to their accounts and free consultations with certified financial planners, providing them with the resources they need for informed retirement planning.

Benefits Expertise You Can Use Right Now »

You won't want to miss these articles and white papers from your employee benefits experts.

5 Tips for Choosing the Best Health Insurance for Your Small Business

5 Tips for Choosing the Best Health Insurance for Your Small Business

Tell a small business owner, “Hey, it’s time to revisit the health insurance you offer your employees,” and he or she may break out in a cold sweat. The annual process of evaluating insurance options and choosing the one that best fits your company’s needs often is among the most complex and confusing parts of running your own small business. If you don’t have an HR team to help navigate the process, you may feel especially  ...

Small Businesses, Health Insurance and the PEO Option

Small Businesses, Health Insurance and the PEO Option

As a small business owner, the cost associated with providing health insurance to employees combined with the amount of time spent navigating various plans can be stressful and may even cause you to lose sleep. Don’t worry; you’re not alone. An eHealth report, Small Business Health Insurance: Costs, Trends and Insights 2017, found 80 percent of small business owners were concerned about ...

Self-Funded v. Fully Insured Benefits

Self-Funded v. Fully Insured Benefits

White Paper: Know the risk of self-funded health insurance plans — one large claim can significantly damage and even wipe out a small company. Download our free report to find out seven important concepts, including when it makes sense to self-fund medical benefits.

The Three Things Small Businesses Need to Know About Offering Employee Health Insurance

The Three Things Small Businesses Need to Know About Offering Employee Health Insurance

White Paper: Health insurance tops the list of most desirable employee benefits. In fact, 88% of job seekers would consider a lower-paying job if the company offered better health, vision, and dental insurance. Find out three things small businesses need to know about offering employee health insurance.

Right Mix of Medical Plans

Right Mix of Medical Plans

White Paper: With employee benefits accounting for up to one-third of an employee’s total compensation, it’s important to get it right. So how do you offer the “right” mix of quality medical plans? Download our free report to find out how.

Four Things You Need to Know Before Rolling Out an Employee Health Plan

Four Things You Need to Know Before Rolling Out an Employee Health Plan

White Paper: Small business owners who offer their employees quality health insurance are better able to recruit and retain top talent. That said, to fully realize the advantages that come with offering medical benefits, effective communication during the rollout period is critical. Find out four things employers need to know.

Avoid Making the 7 Most Common Employee Benefits Mistakes

Avoid Making the 7 Most Common Employee Benefits Mistakes

White Paper: Business owners sometimes learn the benefits plans they’ve chosen aren’t really affordable or what their employees need. Our free report looks at the nine most common employee benefits mistakes your small business simply cannot afford to make.

Check it off your list. Get a custom quote.

PEO Services Help Small Companies Thrive

PEOs like Axcet HR Solutions exist for one reason: to manage essential HR tasks on behalf of small and mid-sized businesses. A PEO’s services save small business owners money and worry by delivering expert human resources, compliance with employment regulations and time to refocus on business growth.

Why Axcet?

PEO client onboarding meeting with Axcet HR Solutions in Kansas City

Let’s face it.  When it comes to HR administration, you have choices.  So, why choose Axcet?

We believe in trust, relationships and an undying commitment to our clients’ success.

At a time when you need peace of mind and a trusted advisor to help you make tough choices, our experience and expertise as a certified PEO can give you the confidence to focus on growing your business.

We believe that our HR support and expertise can help your business scale and grow in ways you couldn't have imagined. As a trusted advisor, we are dedicated to helping your company succeed and thrive.

Many HR outsourcing companies offer support, but we go above and beyond to ensure that your business has the resources and guidance it needs to reach its full potential by assigning you a dedicated HR consultant.

If we sound like a company you’d like to partner with, let’s talk.


We are small, and as such, rarely in the eye of a payroll services company. Axcet works with our multiple entities. I want to focus on our business, and they focus on HR for me. Because we are small, I really don't want to have a 'personal' disagreement about PTO or vacation pay, so I set the guidelines, and Axcet manages them, which I love.

Felisha M.

Owner, Insurance Firm

We really appreciate the work you are doing for our tradeshow and exhibit display company. The fun part is we get at least an email a day, phone calls every day, and we see the commercials on tv for something that you have taken care of for us last year. (And, of course, it is in the capable IRS hands now.)

Thanks for making this so easy for us.

Don J.

Owner, B2B Tradeshow & Exhibit Company

Turning our admin, payroll, benefits, 401K, workers' compensation, etc., over to Axcet HR has been one of the best decisions that we've ever made: that was back in 2001! We've had 21 great years with Axcet and hope to have 21 more! Axcet has saved us time and LOTS of money but most of all, Axcet HR has allowed us to focus on running our business...because we know, day in, and day out that Axcet has our back!

Bob G.

Owner, B2B Services Company

As a start-up, Axcet's HR solutions have been an integral partner in guiding us through several key business necessities and requirements. They have been very helpful in core functions including recruiting, 401k setup, employee onboarding, benefits enrollment, payroll and various compliance training for our employees. We've gained business momentum as a result of Axcet's team of dedicated professionals.

Andrew C.

Chief Growth Officer, Technology Company

Axcet has helped us find affordable benefits for our 15 employees. Being a small firm, it was hard to find various health insurance options. It is nice knowing that we have someone with HR knowledge. It is good to get another persons opinion when we are having employee issues.

Michelle W.

Controller, Engineering Firm

Axcet's professionalism and knowledge is a definite asset for our company. They have saved me so many hours in Payroll, HR, Benefits and Workers Comp. There is no way for me to keep up on Human Resources! I praise their staff highly! ...Axcet KNOWS Customer Service!

Anna H.

Owner, Car Dealership

Axcet has been so helpful and professional in answering questions that I have for payroll processing. My payroll administrator is so prompt in replying to emails. He is really easy to work with and is so knowledgeable. Our Human Resources Consultant is professional and personable. I have great confidence in Axcet and have never hesitated in contacting them for questions or clarification.

Mandy C.

Non-Profit Ministry

Axcet HR has help lesson our burden in all aspects of payroll, HR, safety and our 401K. When an employee comes to one of us with a situation. All we do is point them to our Axcet administrator and or payroll administrator and the issue gets resolved. It has been a great relationship.

Rick B.

Electrical Services Company

I burned through a couple of "payroll companies" before I found Axcet. I have yet to encounter anyone at this company that hasn't been friendly, approachable and knowledgeable. Calls are returned amazingly fast and problems are solved without having to make any other calls. This is truly a great company and stellar business partner!

Nita C.

Owner, Medical Industry Company

With all the changing rules and regulations we face as employers, I was always afraid of a "Gotcha!" moment. We've been with Axcet over 10 years now and I sleep well at night knowing all our HR is done right. They make it all so easy. Our payroll is accurate, we are legal and OSHA compliant in every area, and my employees love their benefits. Our team at Axcet is more than just a good vendor, they are a great partner!

Bruce H.

Founder & CEO, Services Company

My faith in Axcet's expertise has always been off the charts. It has been so nice to just be able to pick up the phone and ask questions. Simple to complex ... they can do all of it! Axcet has allowed us to offer an extensive benefits package to our Teammates which has been an added bonus. Axcet is not only part of our Team but we consider them part of our Family! We are one of Axcet's many fans. No regrets since day one and we wouldn't change a thing!

Moira V.

Small Business Owner

Axcet handles all of payroll, HR and benefits needs. As a non-profit, it's great to have Axcet as a partner to provide all of the employee benefits and HR support that I need so our staff can focus on the core mission of our organization! They have helped me with hiring, navigating benefits enrollment to get our employees the best rates possible, as well as navigating possible employee related tax credits. I love our Axcet team!

Emily D.

CEO, a Kansas City Non-profit

We had tried two other PEOs. Both of which we left after the first year. The level of service that we were accustomed to with Axcet was not there, so we came back to Axcet truly because of the excellent service we always received. Everyone at Axcet would make us feel like we were their only client, like they were sitting there waiting for our call, always friendly and ready to help. 

Lisa C.

VP of Finance, Kansas City Financial Institution

We started working with Axcet in 2018 and they have dramatically increased our internal productivity. We used to spend hours on payroll, HR, benefits, taxes, etc. each week and that is no longer the case. Prior to Axcet, we worked with two other payroll companies and is was a complete mess. Working with Axcet is like having a robust and efficient internal HR department. They have solutions to every problem and we no longer feel lost trying to navigate the payroll landscape. If you want to streamline your business and get out of the HR and payroll weeds, then go with Axcet.

Peyton W.

Owner, Recruitment Firm

Thank you Axcet HR for your assistance with the employee issue. You justified every penny we pay to Axcet through this exercise. I am really glad we have you and Axcet as a resource. It gave me peace of mind, knowing that you would know how to handle these situations the correct way. I really appreciate all the effort put into this to help me stay on course and protect our company.

Mark S.

President, B2B Company
Sherri Senior Human Resources Consultant at Axcet HR, Kansas City

Job Ads, Resumés, Onboarding, Oh My!

As a full service professional employer organization (PEO), we provide comprehensive HR support and administration to help your business succeed.

The cost of a bad hire can be significant, often reaching as much as 30% of their salary. By relying on our HR experts, you can save your business thousands of dollars and avoid the costly mistakes that can come with an uninformed hiring process.

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