Why Effective Employee Benefits Management is Important for Your Business
Companies that offer robust benefits packages are better positioned to attract, retain and engage top talent. For smaller employers, that can be a real challenge – unless they partner with a PEO for employee benefits.
Axcet – a trusted PEO employee benefits solutions provider since 1988 – offers affordable group plan pricing for better benefits, including:
- Health insurance
- Dental and vision
- Life and accidental death and dismemberment insurance
- Short- and long-term disability
- Employee assistance plan
- Health care and dependent care spending accounts
- Health savings account
- 401(k) pre-and post-tax options
Dreamed of offering Fortune 500-style benefits for your small to medium-sized business? With Axcet HR Solutions, you can.
Employee Benefits Services
You have benefit questions. We have benefit services.
Health insurance
Prescription coverage
Group dental plan
Group vision plan
Group life & AD&D
Group short-term disability
Group long-term disability
Employee assistance plan (EAP)
Health care Flexible Spending Account (FSA)
Dependent care Flexible Spending Account (FSA)
Health Savings Account (HSA)
Benefit plan design and procurement
Renewal management and negotiation
Benefit plan communications and education
Employee claims assistance
Employee eligibility / change tracking and processing
Premium reconciliation and payment
Affordable Care Act (ACA) Management
Summary of Benefits and Coverage (SBC) management
1094 and 1095 employer reporting (>50)
Variable hour tracking and compliance (>50)
Affordability analysis (>50)
Medical Loss Refund (MLR) processing
Play or pay analysis (>50)
HR Compliance
COBRA and State Continuation administration and liability
HIPAA administration and liability
ERISA reporting and disclosure (Form 5500, SARs, etc.)
Medicare Part D Disclosures
Schedule a Quick Chat
PEO Services Help Small Companies Thrive

The Right Employee Benefits Company
Cost Savings
First and foremost to most business owners is the cost of providing health care benefits. Understandably so, because benefits can be as much as one-third of an employee’s total compensation. The good news is that with Axcet’s large group plan, we can drive down the costs and protect you from big price swings.
Expertise
Our HR consultants have the resources to find you the best benefits solutions for your business. Because of the relationships we build, we know the unique challenges and opportunities your business needs to address when obtaining insurance. We’ll find what’s best for you and your employees now and in the long run.
Hands-Free
We administer 100% of the plan. We source multiple plan options to get the plan that’s right for you and your business. We conduct every step of the open enrollment process – including in-person, on-site meetings. We keep you compliant with regulations – including the Affordable Care Act (if applicable). And we make sure your employees have their cards and answer all questions to ensure a smooth, hands-free process for you. So you can focus on the rest of your business.
Schedule a Quick Chat
The Benefits of Employee Benefits
There are so many reasons to provide employee benefits, which:
- Help small and mid-sized companies compete for good employees
- Lower employee turnover
- Keep teams healthy, boosting productivity
- Improve morale and job performance
- Employee Benefits Strategy
- Employee Benefit Services
An optimal benefits package empowers employees to take better care of themselves and effectively prepare for their futures, so they can bring their best to work every day. Giving people the tools they need to stay well frees up the energy and brainpower they can devote to their jobs.
So, employee benefits don’t just benefit employees. They are critical for business growth. Partnering with Axcet for employee benefit consulting services helps you get the most out of your benefits, your employees, and your business.
For small business owners, choosing and administering a health care plan in today’s complex market could be a full-time job. And most, frankly, don’t have the time or expertise required – or the budget to provide truly competitive benefits.
Schedule a Conversation to learn how »
Fortunately, Axcet closes those gaps so you can offer your employees first-class benefits at a small-business price – without all the legwork it would take to do it on your own.
We source multiple options to find the plan that’s exactly right for you and your business. We conduct every step of the open enrollment process, including in-person, on-site meetings, answering all questions to ensure a smooth, hands-free process for you. On an ongoing basis, we administer 100% of the plan.
PEO Employee Benefits
Small and mid-sized businesses tend to think about cost first when they consider health care benefits. That’s a logical concern because employee health insurance can account for up to one-third of an employee’s compensation.
As a certified professional employer organization (CPEO), Axcet leverages economies of scale to make high-quality employee benefits affordable for small and mid-sized companies. We pool our clients’ employees into one large group to create bargaining power with insurance providers. That way, smaller companies who work with the expert employee benefits consultants at Axcet gain access to big-business benefits at small-business rates.
When you want the best employee benefits you can get for your budget, Axcet’s large group plan drives down your costs and protects you from big price swings!
Employee Benefits Services
If your small business is administering benefits and handling government compliance in-house, you’re probably finding that those tasks – while important – are complicated and time-consuming. And, if they aren’t done quite right, you risk disengaging your employees and incurring hefty fines for non-compliance.
That’s where an employee benefits consulting firm like Axcet comes in. Taking advantage of our PEO employee benefits services, you have access to our specialized skills, our deep experience in the benefits marketplace, and our detailed knowledge of ever-changing local, state, and federal regulations. You gain certainty that your company’s benefits are always on a firm footing.
We alleviate the stress and burden of employee benefits administration and compliance by handling:
Benefit plan design and procurement
Our top employee benefits consultants work with you to choose plans that meet your company’s and your employees’ specific needs.
Annual benefits review and renewal management
We make the annual renewal process turnkey, ensuring that your health insurance plans remain competitive and include benefits tailored to your workforce.
Employee eligibility management
As an employee benefits solutions provider, we determine new hires’ benefits eligibility and manage status changes like marriages or new children. Then we add new employees to the plan, collect premiums, pay providers and reconcile employer accounts to ensure accuracy.
Benefit plan communications
Through clearly written materials and supporting visuals, we educate your employees about their benefits so they both understand and appreciate their options. We also use state-of-the-art, intuitive technology to simplify online enrollment and make benefits information accessible to your employees 24 hours a day.
Claims assistance
When claims are denied, Axcet works directly with your employees to resolve the issues, saving you and your team the time and frustration of navigating the complex health insurance system.
Legal compliance
From the Affordable Care Act and the Consolidated Omnibus Budget Reconciliation Act (COBRA), to the Health Insurance Portability and Accountability Act (HIPAA) and the Employee Retirement Income Security Act of 1974, we ensure our clients consistently comply with complicated federal laws. Small and mid-sized companies that rely on Axcet for expert employee benefits services avoid compliance headaches and non-compliance penalties, while saving valuable resources they can use to focus on their core business.
Full Service PEO for Small Businesses
We are your comprehensive IRS-certified* PEO solution for HR services.
- EMPLOYEE BENEFITS
- Health, Dental, Vision, Life, Disability, Etc.
- 401(k) Retirement Plan Benefits
- Benefit Plan Administration
- Affordable Care Act (ACA) Management
- Compliance (COBRA, HIPAA, Medicare, etc)
- WORKERS' COMP. & EMPLOYEE SAFETY RISK MANAGEMENT
- Workplace Safety (OSHA, etc)
- Assessments, Consulting, Development, Auditing, etc
- Workers' Compensation Insurance
Benefits Expertise You Can Use Now

White Paper
The Three Things Small Businesses Need to Know About Offering Employee Health Insurance
Health insurance tops the list of most desirable employee benefits. In fact, 88% of job seekers would consider a lower-paying job if the company offered better health, vision, and dental insurance. Find out three things small businesses need to know about offering employee health insurance.

White Paper
Self-Funded v. Fully Insured Benefits
Know the risk of self-funded health insurance plans — one large claim can significantly damage and even wipe out a small company. Download our free report to find out seven important concepts, including when it makes sense to self-fund medical benefits.

White Paper
Four Things You Need to Know Before Rolling Out an Employee Health Plan
Small business owners who offer their employees quality health insurance are better able to recruit and retain top talent. That said, to fully realize the advantages that come with offering medical benefits, effective communication during the rollout period is critical. Find out four things employers need to know.

White Paper
Avoid Making the Nine Most Common Employee Benefits Mistakes
Business owners sometimes learn the benefits plans they’ve chosen aren’t really affordable or what their employees need. Our free report looks at the nine most common employee benefits mistakes your small business simply cannot afford to make.

BLOG
Small Businesses, Health Insurance and the PEO Option
As a small business owner, the cost associated with providing health insurance to employees combined with the amount of time spent navigating various plans can be stressful and may even cause you to lose sleep. Don’t worry; you’re not alone. An eHealth report, Small Business Health Insurance: Costs, Trends and Insights 2017, found 80 percent of small business owners were concerned about ...

BLOG
5 Tips for Choosing the Best Health Insurance for Your Small Business
Tell a small business owner, “Hey, it’s time to revisit the health insurance you offer your employees,” and he or she may break out in a cold sweat. The annual process of evaluating insurance options and choosing the one that best fits your company’s needs often is among the most complex and confusing parts of running your own small business. If you don’t have an HR team to help navigate the process, you may feel especially ...
Outsourcing employee benefits — Frequently Asked Questions
A few frequently asked questions – and answers – for those interested in learning more about outsourcing your employee benefits to certified* pros.
As a benefits consultant, Axcet gives smaller businesses access to employee benefits on par with those offered by larger companies. Smaller companies typically would not be able to afford these benefits on their own. Axcet helps employers create optimal benefits packages for their employees, with the payback being increased employee satisfaction, reduced turnover, more competitive recruiting and a healthier team.
Yes. Most employees don’t “speak benefits,” so we clearly communicate the benefit package to your team members to ensure they understand their options and can choose the benefits that best fit their personal needs. Axcet’s benefits options typically include health, dental, vision, disability and life insurance, as well as an employee assistance plan, health savings accounts (HSA) and flexible spending accounts (FSA).
As a general rule, most insurance carriers require that the employer contribute at least 50% of the employee health insurance premium. The employer is not required to contribute to the cost of dependent coverage.
Some benefits may be available to employees who work as few as 25 hours per week.
COBRA applies to employer groups that averaged 20 or more full-time employees during the previous calendar year. COBRA compliance regulations apply to the employer, not to the insurance company. Potential civil and regulatory penalties for COBRA noncompliance can be considerable.