Level the Playing Field with Fortune 500-Style Benefits
Choosing and administering a health care plan in today’s complex market could be a full-time job for most business owners. And most, frankly, don’t have the time or expertise required. Fortunately, you can turn to Axcet for both the plans and the expertise to give your employees first-class benefits at a small-business price.
Our Approach to Employee Benefits
Cost Savings
First and foremost to most business owners is the cost of providing health care benefits. Understandably so, because benefits can be as much as one-third of an employee’s total compensation. The good news is that with Axcet’s large group plan, we can drive down the costs and protect you from big price swings.
Expertise
Our HR consultants have the resources to find you the best options for your business. Because of the relationships we build, we know the unique challenges and opportunities your business needs to address when obtaining insurance. We’ll find what’s best for you and your employees now and in the long run.
Hands-Free
We administer 100% of the plan. We source multiple plan options to get the plan that’s right for you and your business. We conduct every step of the open enrollment process – including in-person, on-site meetings. We keep you compliant with regulations – including the Affordable Care Act (if applicable). And we make sure your employees have their cards and answer all questions to ensure a smooth, hands-free process for you. So you can focus on the rest of your business.
Employee Benefits Services
You have benefit questions. We have benefit services.
Employee Benefits
Health insurance
Prescription coverage
Group dental plan
Group vision plan
Group life & AD&D
Group short-term disability
Group long-term disability
Employee assistance plan (EAP)
Health care Flexible Spending Account (FSA)
Dependent care Flexible Spending Account (FSA)
Health Savings Account (HSA)
401(k) – pre and post-tax options
Benefit Plan Administration
Benefit plan design and procurement
Renewal management and negotiation
Benefit plan communications and education
Employee claims assistance
Employee eligibility / change tracking and processing
Premium reconciliation and payment
Affordable Care Act (ACA) Management
Summary of Benefits and Coverage (SBC) management
1094 and 1095 employer reporting (>50)
Variable hour tracking and compliance (>50)
Affordability analysis (>50)
Medical Loss Refund (MLR) processing
Play or pay analysis (>50)
HR Compliance
COBRA and State Continuation administration and liability
HIPAA administration and liability
ERISA reporting and disclosure (Form 5500, SARs, etc.)
Medicare Part D Disclosures
Benefits Expertise You Can Use Now
White Paper
The Three Things Small Businesses Need to Know About Offering Employee Health Insurance
Health insurance tops the list of most desirable employee benefits. In fact, 88% of job seekers would consider a lower-paying job if the company offered better health, vision, and dental insurance. Find out three things small businesses need to know about offering employee health insurance.
White Paper
Self-Funded v. Fully Insured Benefits
Know the risk of self-funded health insurance plans — one large claim can significantly damage and even wipe out a small company. Download our free report to find out seven important concepts, including when it makes sense to self-fund medical benefits.
White Paper
Four Things You Need to Know Before Rolling Out an Employee Health Plan
Small business owners who offer their employees quality health insurance are better able to recruit and retain top talent. That said, to fully realize the advantages that come with offering medical benefits, effective communication during the rollout period is critical. Find out four things employers need to know.
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Small Businesses, Health Insurance and the PEO Option
As a small business owner, the cost associated with providing health insurance to employees combined with the amount of time spent navigating various plans can be stressful and may even cause you to lose sleep. Don’t worry; you’re not alone. An eHealth report, Small Business Health Insurance: Costs, Trends and Insights 2017, found 80 percent of small business owners were concerned about ...
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5 Tips for Choosing the Best Health Insurance for Your Small Business
Tell a small business owner, “Hey, it’s time to revisit the health insurance you offer your employees,” and he or she may break out in a cold sweat. The annual process of evaluating insurance options and choosing the one that best fits your company’s needs often is among the most complex and confusing parts of running your own small business. If you don’t have an HR team to help navigate the process, you may feel especially ...
Want Better Benefits? We’re Small Business Benefits Specialists
We offer big-business buying power with Fortune 500-style benefits for small to mid-sized businesses. If you’re faced with premiums that are too high or coverage that’s too limited, let’s talk.
Schedule a consultation with Axcet today.
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